K-12 Employess

Teachers, administrators, and staff at K through 12 public schools are able to save money for retirement using a variety of supplemental retirement plan options.  These include 403(b) and 457(b) tax deferred plans.

What should we talk about:

  • Increase understanding of pension benefits from STRS
  • Understand supplemental retirement options available to you as a K-12 employee (403b/ Roth 403b/ 457/ Roth 457).
  • Discuss tax deferral strategies.*
  • Understand the payout options at retirement from STRS
  • Discuss benefits of taking a Partial Lump-Sum Option Plan (PLOP)
  • Plan for your Required Minimum Distributions (RMD)


* Neither Voya Financial Advisors nor its representatives offer tax or legal advice.  Please consult with your tax and legal advisors regarding your individual situation.